PDF: Holiday Cleaning Checklist 
PDF: The Hidden Expense Finder Worksheet
$3.00
The Hidden Expense Finder is a single-page exercise to find the money you didn’t know you were spending. Work through your subscription audit, grocery habits, recurring bills, convenience spending, and small daily purchases — then add up what you found. Print it, sit down with your last two bank statements, and give it twenty minutes.
You know the feeling. You look at your bank account mid-month and the number is lower than it should be. You didn’t buy anything big. You didn’t go anywhere. The money just… went.
The Hidden Expense Finder is a single-page printable worksheet designed to help you find it.
Work through six sections with your last two bank statements in hand:
- Subscription Audit — list every recurring charge, decide what to cancel, and calculate your monthly savings
- Grocery Drift Check — four honest questions about your grocery habits and a space to set a real target
- Bills That Creep — three of your biggest recurring bills with a place to record when you last called to negotiate
- Convenience Premium — name the two moments in your week where you most consistently pay extra for convenience, and make a plan
- One Week Small Purchase Log — seven days of purchases under $20, totaled and reflected on
- Monthly Savings Summary — what you found, all in one place
This isn’t a budgeting system. It’s a one-time exercise that shows you exactly where the money is going — so you can decide, on purpose, where it should go instead.
Print it. Sit down with your bank statements. Give it twenty minutes. The results will surprise you.
Find this printable free inside the membership in the Fireside Room under Home Economy + Budgeting.
Reviews
There are no reviews yet